An accounts officer is a professional banker who normally works in a branch location of a bank. They normally have direct contact with bank customers trying to sell them products and services that the bank offers.
Some of the products and services that are most frequently offered to customers are new checking accounts savings accounts lines of credit car loans home loans money market accounts certificates of deposit and other similar products and services that are usually offered by banks that serve the general public.
According to Ehow.com an accounts officer may specialize in selling one particular type of product such as home loans and others may work on selling all of the financial products available at the bank. While some accounts officers approach a bank's walk-in customers with a sales pitch other accounts officers attempt to acquire new customers through cold calling or other means of advertising. Feel free to browse all our jobs.
Most accounts officers are required to sell a certain number of financial products per week month or quarter which is why they often very skilled with their sales pitch. However accounts officers are also friendly knowledgeable and helpful to the bank's customers and potential customers and always answer questions and provide information when it is requested.
A four-year college degree is preferred for this profession but it is not required. What is more important for an accounts officer is a thorough understanding of banking and financial-related products – including how they work and the risks involved with investing or borrowing money. An accounts officer job is typically considered a "sales" position and therefore a desire to reach quotas and close sales is essential for this career. According to Simplyhired.com accounts officers typically earn about $50000 per year.